Job Description
Customer Service Representative (SAFE) 4 / Home Lending Servicing Dept
Salary: Min: $33,300 Mid: $44,000 Max: $55,900
Wells Fargo’s Consumer Lending businesses empower millions of customers to achieve their dreams every day. Whether it’s buying a home, purchasing a car, funding a significant purchase, or making important daily credit card purchases, Consumer Lending provides important credit products and services that help our customers succeed. The group includes Home Lending; Auto; Cards, Retail and Merchant Services; Personal Lending; Consumer Lending Control; and Consumer Lending Shared Services.
The Consumer Lending team partners with other businesses across Wells Fargo to create and deliver transformational experiences that help customers gain access to credit. The vision for the Consumer Lending business is to leverage technology and data to make it simple for customers to easily access credit when and where they need it. Consumer Lending serves customers across the country through our distribution network of more than 5,300 retail banking branches and Home Lending offices, as well as online and digital channels.
Duties and Responsibilities
Your main responsibilities in this role include the following:
Responsible for taking inbound calls from home equity customers and placing outbound calls as needed
Resolution of escalated and/or complex inquiries or issues, including communication to internal or external customers
Communicating with other departments, managers or vendors to resolve customer issues
Contacting customers and partners to gather information to make appropriate decisions
Answers oral and written inquiries, resolves problems, and promotes products and services
Reviewing the work of and providing guidance to less experienced representatives
Offering or recommending products based on customer needs
Inbound and outbound calls
Inform existing customers of Wells Fargo Home Equity programs, rates, policies, underwriting requirements and procedures
Reviewing Wells Fargo Home Equity options
Reviewing applicable ratios (i.e. debt ratio, loan-to-value)
Evaluating and examining transactions to ensure accuracy and completeness
Providing one-on-one feedback, coaching and mentoring on performance, training on policies and procedures, new or enhanced services and/or procedural changes
May generate reports and/or complete project work as needed
Assist with projects and tasks as assigned
Job Requirements
3+ years of experience interacting with people or customers, demonstrated through work, military, or education
Strong knowledge and understanding of bank policies, procedures, and systems
Strong organizational, multi tasking, and prioritizing skills
Ability to work in a fast-paced deadline driven environment
Customer service focus with experience processing complex transactions and performing extensive research to resolve complex customer issues
Excellent verbal, written, and interpersonal communication skills
Ability to follow policies, procedures, and regulations
Ability to meet or exceed business goals and objectives, while fostering a team atmosphere
Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important
Ability to provide strong customer service while listening, eliciting information efficiently, comprehending, and resolving complex customer issues
Ability to exercise independent judgment to identify and resolve problems
Ability to execute in a fast paced, high demand, environment while balancing multiple priorities
Strong analytical skills with high attention to detail and accuracy
Ability to navigate multiple computer system windows, applications, and utilize search tools to find information
Ability to work effectively in structured but flexible, adaptable and changing, call center environment
Experience with home equity servicing account management
Exposure to Wells Fargo Home Lending Servicing systems such as: CIV, ECMP (Enterprise Case Management Portal), GEM, Hogan/Shaw, Home Lending Portal, and/or ICMP
Desired Qualifications
Other Desired Qualifications
Job Details
Company Name: Wells Fargo
Employment Type: Full-time
Job Location: Phoenix, Arizona, United States
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