US Bank Careers | Mortgage Loan Originator Job, Houston, TX

U.S. Bank

Job Description

Mortgage Loan Originator

Originates mortgage loans in an assigned metropolitan territory. Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval. Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations. Incumbents are expected to spend at least 50% of their time conducting their activities away from U.S. Bank locations.

Duties and Responsibilities

Your main responsibilities in this role include the following:

Job Requirements

• High school diploma or equivalent

• Minimum one year of mortgage, sales, real estate, or banking experience

• Ability to travel

Preferred Qualifications

• Well-developed sales ability

• Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies

• Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors

• Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)

• Ability to work independently

• Ability to analyze financial information

• Excellent verbal and written communication skills

Job Details

Company Name: U.S. Bank

Employment Type: Full-time

Job Location: Houston, TX, United States

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